Saving money is a lot harder than spending it. The reality is that a lot of people struggle to save money. Yet, you know that you need to do it.

While we understand that you may not be in the best position to save money at all, the truth is that there are some money saving tips that you can use.

10 New Ways To Save Money Without Trying

#1: Pay Yourself:

If in the past you used to hire someone to treat your lawn and if you used to get to the stylist to cut your hair and you now do all these on your own, you need to be paid for your work. While you may not get the same amount that you used to pay for these services, you should get a percentage of it.

#2: Write A List Before You Go Shopping And Stick To It:

One of the best tricks to save money at the grocery store is to go with a list of all you need and sticking to it. In addition, you can also take advantage of a cash back rewards card that usually gives bonus cash at grocery stores.

#3: Save Your $1 Bills:

When you are looking to put money in savings, you should consider saving your $1 bills. At the end of each day, you should check your wallet and put the $1 bills aside. Just put them aside for one month and then deposit the funds in your savings account.

#4: Reduce, Reuse, Recycle:

There are a lot of things that you can do to save money. The truth is that we keep buying things that we don’t even need. In addition, we tend to get rid of many that could still be used.

So, a better way of thinking and that can help you save money is by considering reducing, reusing, and recycling.

#5: Re-Evaluate Your Hobbies:

While it is a great idea to have hobbies and interests, these can easily add up to the bills each month. So, you should think about them and only indulge in a hobby once or twice a year.

#6: Use Bank Savings Plans:

One of the best money saving tips that we can give you is to take advantage of your banking’s institution’s savings plans. The reality is that most credit unions and banks are offering great deals to transfer money from your checking account to your savings account, for example. So, make sure that you check these ones out.

#7: Don’t Spend A Lot Of Money On Children’s Entertainment:

Children love a toy for five minutes and then they dump it and they don’t even care about it. No matter if it was cheap or expensive. So, you should take this opportunity to save money.

#8: Negotiate Rates With Your Credit Card Company:

In case you notice that you’re paying high fees for your credit cards, then you should make sure that you negotiate them with the card issuer.

#9: Make Savings Automatic:

One of the best alternatives to put money in savings is to make savings automatic. All you need to do is to schedule small automatic transfers directly into your savings account.

#10: Use The Digit App:

Similar to making your savings automatic, you can also use the Digit App. This app will connect to your checking account and it will transfer money (between $5 and $50 ) from here to your secure Digit savings account.